Childcare Cost Comparator (2026)

Licensed centre vs. licensed home vs. the CWELCC $22/day cap — monthly, annual, and total cost until kindergarten, by Ontario city and age group.

Your child & city

Current reality (2026): at any CWELCC-enrolled licensed provider, the fee is capped at $22/day (≈$477/month) — one province-wide rate, same for infants, toddlers, and preschoolers. The 2023 city figures below show what parents were paying mid-reduction, before the cap.

Methodology & sources

CWELCC-capped option

Licensed centre & licensed home figures

"Until kindergarten" estimate

Sources

Not financial advice. Published survey medians and program caps, shown for planning. Confirm fees directly with any provider — especially whether they are CWELCC-enrolled.

Frequently asked questions

What is the CWELCC childcare fee cap in Ontario in 2026?

Fees at CWELCC-enrolled licensed programs are frozen at a $22/day flat cap through Dec 31, 2026 (≈$477/month), with a provincial average of roughly $19/day. The $10-a-day target was abandoned.

Is licensed home child care cheaper than a centre?

In 2026, at CWELCC-enrolled providers both are capped at the same $22/day, so the difference is moot for current fees. In the 2023 survey, licensed homes typically ran $150–$400/month below centres.

Which cities have data?

Historical 2023 medians cover 12 Ontario cities: Toronto, Markham, Mississauga, Brampton, Vaughan, Oakville, Richmond Hill, Ottawa, Hamilton, Kitchener, London, and Windsor. The 2026 $22/day cap applies province-wide.

Is the CWELCC reduction automatic?

Yes — no parent application is needed. About 93% of licensed spaces for ages 0–5 are in enrolled programs, but always verify enrollment directly, in writing.

What doesn't CWELCC cover?

Only base fees are reduced. Late pickup fees, bank charges, and optional field trips/transportation aren't. Providers that opt out of CWELCC charge unregulated market rates — Toronto non-CWELCC infant care runs roughly $70–90+/day.

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